Moving Your Financial Life Forward: Four Tips for Success
Does the idea of having financial freedom seem impossible?
For a lot of people, the only thing they can focus on – the only thing they have to focus on, is surviving until they get their next paycheck, ready to pay all those bills before services get disconnected. If you’ve ever been in that situation, you’ll know how hopeless it can feel.
But even if your current situation seems impossible to handle, you should understand that there are always things you can do. It is possible to get closer to achieving some kind of financial success. There are choices and options all around the place that can help to improve your personal financial situation – your financial health, if you will. It may not feel like it, but the choices are there. And you should know that others in situations just as bad as your own have managed to dig themselves out of some pretty big holes – you can do it too.
An excellent way to begin to move your financial life forward is starting with the decision about what your goal should be. You’re probably not going to become the next Donald Trump any time soon, so the goal does need to be realistic, so start by asking yourself what you want to happen? Ask yourself when you’d like it to happen. Right after you set your mind on a definite goal it gets easier to start taking those important first steps toward succeeding in your plan. If you choose a sensible goal – one that’s important and worthwhile achieving – you’ll know where you’re headed before you even take the first step.
That can be a very comforting feeling when everything around you feels like it’s breaking down.
It’s also critical to have both Long-Term and Short-Term Goals.
For example, one short-term goal may be that you want to pay off your credit card(s). A long-term goal could be the desire to pay off your mortgage.
Now both those goals are reachable, with the right efforts, but it’s certain that one is likely to take a lot longer than the other. Pretty obvious, right? So that’s why it’s so important for you to set a sensible and realistic timeframe for your goals. It’s important that you stay encouraged, because if you feel discourages the chances are high that you might stop doing what you’re doing.
If you regularly track your progress toward your goal(s) you’ll probably become more excited and motivated to keep going, as you see your goal getting closer and closer to you.
Don’t make the mistake of setting only big, long-term goals. They are important goals, for sure, but honestly the payoff can be so too far away that they may not offer much real motivation. It’s hard enough to start, for some people, so big goals that never seem to make any progress, month after month, can be very discouraging and hard to keep up to. Goals like that take a while to achieve – that means the lack of immediate progress might make you want to quit. If you make sure you have shorter-term goals you’ll have the successful completion of those to look forward to and to keep you going.
The goal is to set long-term goals and couple them with short-term goals that excite you. Or, break your long-term objectives into short-term milestones that provide encouraging feedback on your progress. That way, you remain interested in pursuing your financial success.
If you ever feel down, or discouraged, remember this: You Can Do It!
So many people get easily discouraged and then they stop working toward their goals, which means any effort they’ve already made has been wasted – don’t fall into that trap! Don’t end up stuck, financially stuck, struggling to make ends meet because a setback acted like an off-ramp on the road to financial success and prosperity.
Don’t give up on your own success – you deserve to live the good life. So, here’s some ideas to help keep you moving forward.
1. Give yourself some rewards along the way. If you set a realistic goal you can – and should – treat yourself with some kind of reward when you hit your goal. If you break down your large goals into smaller sub-goals you can celebrate the successful completion of each step. That’s a nice way to motivate yourself and drive you forward. Plus, to be honest, if you can’t enjoy the journey you’re on, you just won’t keep at it.
2. Learn to cope with changes and allow yourself to be flexible. Don’t be afraid to change the completion date of a goal, if you realize that you’ve made it too close. Expect the setbacks – they’ll definitely come! – and try to learn from them, modify your goal’s completion date – and keep on!
3. Keep your focus on the thing that matters to you and try to avoid getting distracted, or sidetracked. If you keep your mind on the important reasons why you’re working toward your success it will help you keep going when the going gets rough.
4. Don’t turn it into drudge work – make your work toward your dreams enjoyable. It doesn’t all have to be serious, hard work. You are allowed to plan for some fun things in your life, too! Don’t forget, this isn’t about denying yourself the good things in life. It’s about making sure you can afford them. Take time out for yourself, sometimes, too.
* Turn your hobby or other enjoyable activities into a profitable venture.
* Ask yourself how you can make tasks you dread more fun.
* Include a friend.
* Make it a game with yourself.
* Whatever you do, keep a spirit of playfulness in your work and success is sure to follow!
Hopes, dreams and aspirations fuel your happiness. Just as much as anyone else on this planet, you deserve a life filled with good experiences, meaningful relationships and inner peace. If you keep a positive mindset and are determined to succeed, you can achieve everything your heart desires – and more besides. Yes, financial independence and the kind of dream life you truly want are within your reach, if you reach high enough and hard enough – and long enough. Many people lose out on their dreams by giving up too soon, just before their dream is about to come true. Don’t let that happen to you.
When you reach your goals – even the small ones – you set yourself apart from most people, who dream big dreams but stay on the sidelines of life.
Get in the game and start playing!
Brainstorm the short-term and long-term financial objectives that matter to you. Pick the most important ones, sketch out a plan, and take the first steps toward your financial success today. You’ll find plenty more materials on this website to help you on your journey, so feel free to dip into the site as much as you like and use the tips, ideas and techniques to make the journey easier and faster.